Cash-on-cash and the honest cash-flow first pass
Rung 8 of 10 · Verified-data override
1 · Learn the move · Verified-data override
Cash-on-cash and cash flow are where AI most wants to help and most wants to lie. It will happily invent a vacancy rate, a maintenance percentage, or even a mortgage payment it can't actually amortize. The verified-data override tells it up front: use ONLY the figures I paste, tag each with its source, write UNKNOWN for every gap, and let my numbers win any conflict. And specifically, invent no rate, no expense, and no mortgage payment. Every result is DIRECTIONAL and must be re-run in a real model or with a calculator; this is a first-pass for the client and their lender, not investment advice.
Do a cash-on-cash first-pass using ONLY my pasted figures. Tag each with its source, mark every gap UNKNOWN, show all arithmetic, label every result DIRECTIONAL + 'verify in a real model.' Invent no rate, expense, or mortgage payment. Not investment advice.
2 · Your turn. You write the prompt
Your investor is analyzing a $250,000 single-family rental. They give you: rent $1,900/month; down payment 25% ($62,500); a lender's quoted principal-and-interest payment of $1,247/month; property taxes $3,000/year; insurance $1,100/year. They have NOT set vacancy, maintenance, capex, or management figures, and closing costs aren't known yet. Write a prompt that gives an honest cash-on-cash first-pass without inventing the missing pieces.
Remember: the AI sees only your prompt, not this page. If the situation isn't in your prompt, it doesn't exist.
Optional. These shape the output when you run your prompt below, not your score.