First-pass rental screen: does the rent cover the basics?
Rung 8 of 10 · Cognitive verifier
1 · Learn the move · Cognitive verifier
An investor asks 'is this a deal?' and the fastest way to embarrass yourself is to answer with a number you didn't derive. The cognitive verifier makes AI restate your buy-box and every assumption first, labeling each as something you gave it or something it inferred. Before it screens anything, so the gaps show instead of getting filled with a made-up mortgage payment or expense ratio. This is a first-pass screen for you and your client to check with a lender, never a verdict that it cash-flows.
Screen this rental against my buy-box. First restate my buy-box and every assumption, marking each PROVIDED or INFERRED. Use only my figures; mark gaps UNKNOWN; show the arithmetic on any ratio and label it DIRECTIONAL/verify. Don't assert cash flow, the mortgage payment is UNKNOWN. First-pass, not investment advice.
2 · Your turn. You write the prompt
Your investor client is eyeing a single-family rental listed at $320,000 that rents for $2,100/month. Property taxes are $3,600/year and insurance is $1,200/year. There's no loan quote yet, no down payment, rate, or term decided, and no HOA info. Write a prompt that screens it against a simple buy-box (rent should comfortably cover the carrying costs) without inventing the mortgage or the missing expenses.
Remember: the AI sees only your prompt, not this page. If the situation isn't in your prompt, it doesn't exist.
Optional. These shape the output when you run your prompt below, not your score.